:root{
  --navy:#0c223d;
  --navy-2:#132f52;
  --ink:#162232;
  --muted:#647286;
  --orange:#d88937;
  --orange-2:#f1ad5f;
  --sand:#f5efe8;
  --paper:#ffffff;
  --line:#dfe5eb;
  --soft:#f7f9fb;
  --radius:22px;
  --shadow:0 20px 55px rgba(12,34,61,.10);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:.82rem;font-weight:750;letter-spacing:.11em;text-transform:uppercase;color:var(--orange);margin-bottom:14px}
.eyebrow:before{content:"";width:30px;height:2px;background:currentColor;border-radius:5px}
h1,h2,h3{line-height:1.12;letter-spacing:-.025em;margin:0 0 16px;color:var(--navy)}
h1{font-size:clamp(2.55rem,5.5vw,5.25rem);max-width:900px}
h2{font-size:clamp(2rem,3.6vw,3.35rem)}
h3{font-size:1.25rem}
p{margin:0 0 18px}
.lead{font-size:clamp(1.08rem,1.7vw,1.35rem);color:#435269;max-width:760px}
.small{font-size:.92rem;color:var(--muted)}
.topbar{background:var(--navy);color:#dce7f3;font-size:.9rem}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:8px 0}
.topbar a:hover{color:#fff}
.header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.93);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,229,235,.9)}
.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;min-width:max-content}
.brand img{width:52px;height:52px;object-fit:contain}
.brand strong{display:block;color:var(--navy);font-size:1rem;letter-spacing:.02em}
.brand span{display:block;color:var(--orange);font-size:.74rem;letter-spacing:.16em;text-transform:uppercase}
.navlinks{display:flex;align-items:center;gap:24px;font-size:.95rem;font-weight:650}
.navlinks a{position:relative;color:#34445a}
.navlinks a:hover,.navlinks a.active{color:var(--navy)}
.navlinks a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--orange);transition:.2s}
.navlinks a:hover:after,.navlinks a.active:after{right:0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border-radius:999px;padding:13px 20px;font-weight:750;border:1px solid transparent;transition:.2s;cursor:pointer}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 25px rgba(216,137,55,.22)}
.btn-primary:hover{transform:translateY(-1px);background:#c97629}
.btn-secondary{border-color:#cdd6df;background:white;color:var(--navy)}
.btn-secondary:hover{border-color:#aab8c7;background:#f9fbfd}
.btn-dark{background:var(--navy);color:#fff}
.menu-toggle{display:none;border:0;background:transparent;padding:8px;color:var(--navy)}
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#fbfcfd 0%,#f6f1eb 54%,#fff 100%);padding:90px 0 86px}
.hero:before{content:"";position:absolute;width:560px;height:560px;border-radius:50%;right:-180px;top:-230px;background:radial-gradient(circle,rgba(216,137,55,.18),rgba(216,137,55,0) 68%)}
.hero:after{content:"";position:absolute;inset:auto -15% -55% 38%;height:520px;background:repeating-linear-gradient(96deg,rgba(12,34,61,.045) 0 1px,transparent 1px 34px),repeating-linear-gradient(6deg,rgba(12,34,61,.04) 0 1px,transparent 1px 34px);transform:skewY(-9deg);border-radius:40px}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.35fr .65fr;gap:60px;align-items:center}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero-proof{display:flex;gap:26px;flex-wrap:wrap;margin-top:34px;color:#526176;font-size:.92rem}
.hero-proof span{display:flex;align-items:center;gap:8px}
.check{width:22px;height:22px;border-radius:50%;background:#edf4ea;color:#2f7b3f;display:inline-grid;place-items:center;font-size:.8rem;font-weight:900}
.hero-mark{position:relative;display:grid;place-items:center;min-height:360px}
.hero-mark .halo{display:none}
.hero-mark img{position:relative;width:330px;filter:drop-shadow(0 18px 24px rgba(12,34,61,.14))}
.section{padding:88px 0}
.section-soft{background:var(--soft)}
.section-dark{background:var(--navy);color:#dbe5ef}
.section-dark h2,.section-dark h3{color:white}
.section-dark .lead,.section-dark .small{color:#bdcad8}
.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:38px}
.section-head p{max-width:620px;margin:0;color:var(--muted)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 5px 18px rgba(12,34,61,.035)}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);transition:.2s}
.card .num{font-size:.78rem;color:var(--orange);font-weight:800;letter-spacing:.12em;margin-bottom:18px}
.card p{color:#58667a;margin-bottom:0}
.card-link{display:inline-flex;align-items:center;gap:7px;margin-top:20px;color:var(--navy);font-weight:760}
.card-link span{transition:.2s}.card-link:hover span{transform:translateX(3px)}
.iconbox{width:46px;height:46px;border-radius:14px;background:var(--sand);display:grid;place-items:center;margin-bottom:18px;color:var(--orange);font-size:1.25rem;font-weight:900}
.band{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:white;border-radius:32px;padding:46px;display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center;box-shadow:var(--shadow)}
.band h2{color:white;margin-bottom:10px}.band p{color:#c7d5e4;max-width:680px}
.band-actions{display:flex;justify-content:flex-end;gap:12px;flex-wrap:wrap}
.band .btn-secondary{background:transparent;color:white;border-color:#61758d}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:steps}
.step{position:relative;border-top:2px solid #e5eaf0;padding:26px 12px 0 0}
.step:before{counter-increment:steps;content:"0" counter(steps);position:absolute;top:-16px;left:0;background:white;padding-right:12px;color:var(--orange);font-weight:850;font-size:.85rem}
.step p{color:var(--muted);font-size:.96rem}
.kicker{font-weight:800;color:var(--orange);margin-bottom:8px}
.page-hero{padding:78px 0 66px;background:linear-gradient(135deg,#f8fafc,#f5efe8);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(2.5rem,5vw,4.6rem);max-width:980px}
.breadcrumb{font-size:.9rem;color:#718096;margin-bottom:25px}.breadcrumb a{color:var(--navy)}
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
.prose{font-size:1.04rem}.prose h2{font-size:2rem;margin-top:42px}.prose h3{font-size:1.3rem;margin-top:28px}.prose p,.prose li{color:#47576b}.prose ul{padding-left:22px}.prose li{margin:8px 0}.prose strong{color:var(--ink)}
.aside{position:sticky;top:112px}.aside-card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff;margin-bottom:18px}.aside-card h3{font-size:1.1rem}.aside-card p{font-size:.93rem;color:var(--muted)}
.pills{display:flex;gap:8px;flex-wrap:wrap}.pill{font-size:.82rem;background:#eef3f7;color:#405169;padding:7px 11px;border-radius:999px}
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-weight:780;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.3rem;color:var(--orange)}.faq details[open] summary:after{content:"−"}.faq details p{padding-top:12px;color:var(--muted);max-width:900px}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px}
.contact-panel{background:var(--navy);color:white;border-radius:28px;padding:36px}.contact-panel h2,.contact-panel h3{color:white}.contact-panel p{color:#c7d3df}.contact-row{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-top:1px solid rgba(255,255,255,.13)}.contact-row:first-of-type{margin-top:22px}.contact-label{font-size:.8rem;text-transform:uppercase;letter-spacing:.09em;color:#9fb0c2}.contact-value{font-weight:740}.contact-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
.form-card{border:1px solid var(--line);border-radius:28px;padding:34px;background:white}.form-note{padding:14px 16px;border-radius:14px;background:#f6f8fa;color:#5e6d7f;font-size:.9rem;margin-top:18px}
.field{display:grid;gap:7px;margin-bottom:16px}.field label{font-size:.9rem;font-weight:700;color:var(--navy)}.field input,.field textarea,.field select{width:100%;border:1px solid #cfd8e2;border-radius:13px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff;outline:none}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(216,137,55,.12)}.field textarea{min-height:130px;resize:vertical}
.footer{background:#081a2f;color:#c0ccda;padding:52px 0 28px}.footer-grid{display:grid;grid-template-columns:1.1fr .7fr .7fr;gap:40px}.footer h3{color:white;font-size:1rem}.footer a{display:block;color:#c0ccda;margin:8px 0;font-size:.93rem}.footer a:hover{color:white}.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:15px}.footer-brand img{width:62px}.footer-brand strong{color:white}.footer-bottom{border-top:1px solid #203249;margin-top:36px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.85rem;color:#8597aa}
.notice{border-left:3px solid var(--orange);padding:15px 18px;background:#fbf7f1;color:#536174;border-radius:0 12px 12px 0;margin:24px 0}
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}.stat{padding:24px;border:1px solid var(--line);border-radius:18px}.stat strong{display:block;font-size:1.4rem;color:var(--navy)}.stat span{color:var(--muted);font-size:.9rem}
@media(max-width:980px){.navlinks{display:none;position:absolute;top:82px;left:20px;right:20px;flex-direction:column;align-items:stretch;background:white;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow)}.navlinks.open{display:flex}.navlinks a:after{display:none}.menu-toggle{display:block}.hero-grid,.content-grid,.contact-grid,.band{grid-template-columns:1fr}.hero-mark{min-height:270px}.hero-mark .halo{display:none}.hero-mark img{width:215px}.grid-3{grid-template-columns:1fr 1fr}.process{grid-template-columns:1fr 1fr}.aside{position:static}.band-actions{justify-content:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:650px){.container{width:min(var(--max),calc(100% - 28px))}.topbar .container{justify-content:center}.topbar .hide-mobile{display:none}.nav{height:72px}.brand img{width:45px;height:45px}.brand strong{font-size:.9rem}.brand span{font-size:.67rem}.navlinks{top:72px}.hero{padding:66px 0}.hero-grid{gap:30px}.hero-mark{display:none}.hero-proof{gap:12px;flex-direction:column}.section{padding:64px 0}.section-head{display:block}.section-head p{margin-top:12px}.grid-3,.grid-2,.process,.stat-grid{grid-template-columns:1fr}.band{padding:30px;border-radius:24px}.page-hero{padding:58px 0 48px}.contact-panel,.form-card{padding:26px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:7px}}

.hero-area{margin-top:14px;font-weight:600}
@media(max-width:650px){.menu-toggle{font-size:1.35rem;min-width:44px;min-height:44px}.hero h1{font-size:2.25rem;line-height:1.08}.hero-actions{margin-top:24px}}